Dutch Health Care - Revision history

imported>Stanrogo: Removed sentences on ambulances costing money

2020-03-28T17:01:38Z

Removed sentences on ambulances costing money

← Older revision		Revision as of 17:01, 28 March 2020
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	To register with a GP you have to have health insurance, as they will ask for this. They also will ask for your "Burger Service Nummer" ([[BSN]]) which is your "citizen service number". More about this in [[BSN]]. Insurances differ depending on if you are working or only studying, about which more can be read in the later sections of this page.		To register with a GP you have to have health insurance, as they will ask for this. They also will ask for your "Burger Service Nummer" ([[BSN]]) which is your "citizen service number". More about this in [[BSN]]. Insurances differ depending on if you are working or only studying, about which more can be read in the later sections of this page.

	~~'''Important notice: Ambulances are very expensive (easily € 900) so if you can go to the hospital with a taxi, this is heavily advised. '''~~

	=== Emergency Numbers ===		=== Emergency Numbers ===
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	There is one important thing that you have to keep in mind though. If you have a ''Dutch Basic Health Insurance'' (more information about this [https://www.studenten-zorgverzekeringen.nl/en/basic-healthcare-insurance.html here]), your insurance company has different contracts with hospitals. Hospitals and insurance companies make deals with each other. Some insurance companies do not have deals with all hospitals in the Netherlands or Eindhoven. This means that if you go to a hospital which does NOT have a deal with your insurance company, you are not insured there. To prevent this from happening, make sure to consult the insurance company you are planning to be with for Dutch Basic Health Insurance if they cover all hospitals in Eindhoven. If you have insurance from your own country (EU only), then you can go to any hospital and you are insured.		There is one important thing that you have to keep in mind though. If you have a ''Dutch Basic Health Insurance'' (more information about this [https://www.studenten-zorgverzekeringen.nl/en/basic-healthcare-insurance.html here]), your insurance company has different contracts with hospitals. Hospitals and insurance companies make deals with each other. Some insurance companies do not have deals with all hospitals in the Netherlands or Eindhoven. This means that if you go to a hospital which does NOT have a deal with your insurance company, you are not insured there. To prevent this from happening, make sure to consult the insurance company you are planning to be with for Dutch Basic Health Insurance if they cover all hospitals in Eindhoven. If you have insurance from your own country (EU only), then you can go to any hospital and you are insured.

	~~Ambulances cost a lot of money in~~ the ~~Netherlands. It can easily cost €900 to get a ride to the hospital. Sometimes this can be crucial and necessary. But in case~~ you do not ~~feel that you need an~~ ambulance, ~~it is recommended to order a taxi to~~ the ~~closest~~ hospital.		In general, with Dutch Basic Health Insurance, as well as the AON student insurance, you do not have to pay out of pocket for basic care, including but not limited to: ambulance rides, overnight stay in the hospital where there is no other option, and emergency treatment.

	== Health Insurance==		== Health Insurance==

imported>Stanrogo at 14:00, 10 March 2020

2020-03-10T14:00:51Z

imported>Eetu n at 15:11, 22 June 2018

2018-06-22T15:11:48Z

← Older revision		Revision as of 15:11, 22 June 2018
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	~~[[Category:Public]]~~
	~~== General Information ==~~
	In this section everything about the dutch health care system are told. The information can be overwhelming, but before you go into the details, it is good to know the basic idea:		In this section everything about the dutch health care system are told. The information can be overwhelming, but before you go into the details, it is good to know the basic idea:

imported>Piona7: /* General Information */

2018-06-04T21:26:07Z

General Information

← Older revision		Revision as of 21:26, 4 June 2018
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	If you become ill and you have not registered to a GP, you cannot visit a doctor before you have been registered. Some GPs are full and decline to have more patients. If you need a specialist, you first have to go to the GP and get a reference from them to the specialist. To go to the hospital for some special case, you also need a reference from you GP. This means you really need your GP for (nearly) any health service. In emergencies you can visit the emergency room, just make sure you have your insurance card (or papers) with you and your ID.		If you become ill and you have not registered to a GP, you cannot visit a doctor before you have been registered. Some GPs are full and decline to have more patients. If you need a specialist, you first have to go to the GP and get a reference from them to the specialist. To go to the hospital for some special case, you also need a reference from you GP. This means you really need your GP for (nearly) any health service. In emergencies you can visit the emergency room, just make sure you have your insurance card (or papers) with you and your ID.

	To register to a GP you have to have some health insurance, as they will ask for this. They also will ask for your "burger service nummer" (BSN) which is your "citizen service number". More about this in [[BSN]]. Insurances differ depending if you are working or only studying, more can be read in the later sections of this page.		To register to a GP you have to have some health insurance, as they will ask for this. They also will ask for your "burger service nummer" ([[BSN]]) which is your "citizen service number". More about this in [[BSN]]. Insurances differ depending if you are working or only studying, more can be read in the later sections of this page.

	'''Important notice: Ambulances are very expensive (easily € 900) so if you can go to the hospital with a taxi, this is heavily advised. '''		'''Important notice: Ambulances are very expensive (easily € 900) so if you can go to the hospital with a taxi, this is heavily advised. '''

imported>Piona7: /* Health Insurance */

2018-06-04T21:24:06Z

Health Insurance

@@ Line 52: / Line 52: @@
 == Health Insurance==
-[[applying for insurance]]
+A lot of useful information with greater detail and up to date information, visit [https://www.studenten-zorgverzekeringen.nl/en/student-health-insurance.html this site]. It gives good information of all health insurance related topics.
-=== How insurances work===
+There are several different insurance options. Firstly, if you have an insurance that is valid in the Netherlands already, there usually is no need to get another insurance. These are typically the insurance you had in your home country if you lived in EU.
 ===Zorgtoeslag===

imported>Piona7: /* Hospitals */

2018-06-04T21:00:42Z

Hospitals

← Older revision		Revision as of 21:00, 4 June 2018
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	==Hospitals==		==Hospitals==
			If you need some expertise that are offered in Hospitals, you usually have to get a reference from your GP (Huisarts). However, if you have an emergency, you can go to the emergency section in the Hospital.

			There is one important thing that you have to keep in mind though. If you have a ''Dutch Basic Health Insurance'' (more information about this is [https://www.studenten-zorgverzekeringen.nl/en/basic-healthcare-insurance.html here]), your insurance company has different contracts with Hospitals. Hospitals and Insurance companies make deals with each other. Some insurance companies do not have deals with all hospitals in the Netherlands or Eindhoven. This means that if you go to a hospital which does NOT have a deal with your insurance company, you are not insured there. To prevent this from happening, make sure to consult the Insurance company you are planning to be with for Dutch Basic Health Insurance if they cover all hospitals in Eindhoven. If you have insurance from your own country (EU only), then you can go to any hospital and you are insured.

			Ambulances cost a lot of money in the Netherlands. It can easily cost €900 to get a ride to the hospital. Sometimes this can be crucial and necessary. But in case you do not feel that you need an ambulance, it is recommended to order a taxi to the closest hospital.

	== Health Insurance==		== Health Insurance==

imported>Piona7: /* Travel vaccinations */

2018-05-23T20:43:42Z

Travel vaccinations

← Older revision		Revision as of 20:43, 23 May 2018
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	== Travel vaccinations==		== Travel vaccinations==
	If you need a vaccination for traveling to another country, you need to make a reservation for [https://www.ggdreisvaccinaties.nl/ GGD]. Your GP is not the one who gives travel vaccinations. You need your [[BSN]] and ID when going to your appointment.		If you need a vaccination for traveling to another country, you need to make a reservation for [https://www.ggdreisvaccinaties.nl/ GGD]. Your GP is not the one who gives travel vaccinations. You need your [[BSN]] and ID when going to your appointment. Appointments are done on GGD website.

	==Dentist==		==Dentist==

imported>Piona7: /* General Information */

2018-05-23T20:40:34Z

General Information

← Older revision		Revision as of 20:40, 23 May 2018
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	In this section everything about the dutch health care system are told. The information can be overwhelming, but before you go into the details, it is good to know the basic idea:		In this section everything about the dutch health care system are told. The information can be overwhelming, but before you go into the details, it is good to know the basic idea:

	You need to register to a general practitioner (GP) (in dutch: Huisart) before you can visit a doctor. ~~If you become ill and you~~ have ~~not registered to~~ a GP, ~~you cannot visit a doctor before you have been registered~~. ~~Some GPs are full~~ and ~~decline to have more patients. If~~ you ~~need a specialist, you first~~ have to ~~go to~~ the ~~GP and get a reference~~ from ~~them to~~ the ~~specialist. To go to the hospital~~ for ~~some special case~~, you ~~also need a reference~~ from ~~you GP. This means you really need~~ your GP for ~~(nearly) any health service. In emergencies you can visit~~ the ~~emergency room, just make sure you have your insurance card (or papers) with you and your ID~~.		You need to register to a general practitioner (GP) (in dutch: Huisart) before you can visit a doctor. TU/e suggest AON insurance. AON insurance is one that NON EU-students who have no part time job can get for a good deal. EU citizens can use their own country's insurance, as it is valid within EU (but do check limitations of your own insurance and check from Education and Student Affairs ([https://www.tue.nl/en/university/about-the-university/organization/support-services/education-and-student-affairs/ ESA]) if you have to apply for AON insurance also). ICS complete- the one given from Tu/e, almost all the practitioners can be consulted for free with exceptions like orthopedist, dermatologist, Dentist. After you receive the Insurance form from ESA, it is mandatory to register your name in the TU/e for the Huisarts.

	~~To register~~ to a GP you have to have some ~~health insurance~~, ~~as they will ask~~ for ~~this~~. ~~They also will ask for~~ your ~~"burger service nummer"~~ (~~BSN~~) ~~which is~~ your ~~"citizen service number"~~. ~~More about this in [[BSN]]~~		If you become ill and you have not registered to a GP, you cannot visit a doctor before you have been registered. Some GPs are full and decline to have more patients. If you need a specialist, you first have to go to the GP and get a reference from them to the specialist. To go to the hospital for some special case, you also need a reference from you GP. This means you really need your GP for (nearly) any health service. In emergencies you can visit the emergency room, just make sure you have your insurance card (or papers) with you and your ID.

	~~The student doctor, or general practitioner (in Dutch: “studentenhuisarts”) gives full medical assistance according~~ to ~~the standards set for the practice of medicine by doctors in the Netherlands. EU students will~~ have ~~their own country~~ insurance ~~which could be used. But~~ they ~~should know the limitations of their insurance and get it cleared from ESA (education and student affairs at TU/e) whether they need to apply~~ for ~~a student AON insurance~~. ~~For students who has ICS complete- the one given from Tu/e, almost all the practitioners can be consulted~~ for ~~free with exceptions like orthopedist, dermatologist, Dentist. After you receive the Insurance form from ESA, it~~ is ~~mandatory to register~~ your ~~name~~ in ~~the TU/e for the Huisarts~~. ~~So whenever~~ you ~~have medical~~, ~~first you should consult~~ the ~~Huisarts who is linked with TU/e and then he will suggest other practitioners if necessary~~		To register to a GP you have to have some health insurance, as they will ask for this. They also will ask for your "burger service nummer" (BSN) which is your "citizen service number". More about this in [[BSN]]. Insurances differ depending if you are working or only studying, more can be read in the later sections of this page.

	'''Important notice: Ambulances are very expensive (easily € 900) so if you can go to the hospital with a taxi, this is heavily advised. '''		'''Important notice: Ambulances are very expensive (easily € 900) so if you can go to the hospital with a taxi, this is heavily advised. '''

imported>Piona7: /* General Information */

2018-05-23T20:33:13Z

General Information

← Older revision		Revision as of 20:33, 23 May 2018
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	To register to a GP you have to have some health insurance, as they will ask for this. They also will ask for your "burger service nummer" (BSN) which is your "citizen service number". More about this in [[BSN]]		To register to a GP you have to have some health insurance, as they will ask for this. They also will ask for your "burger service nummer" (BSN) which is your "citizen service number". More about this in [[BSN]]

	The student doctor, or general practitioner (in Dutch: “studentenhuisarts”) gives full medical assistance according to the standards set for the practice of medicine by doctors in the Netherlands. EU students will have their own country insurance which could be used. But they should know the limitations of their insurance and get it cleared from ~~STU~~ whether they need to apply for a student AON insurance. For students who has ICS complete- the one given from Tu/e, almost all the practitioners can be consulted for free with exceptions like orthopedist, dermatologist, Dentist. After you receive the Insurance form from ~~STU~~, it is mandatory to register your name in the TU/e for the Huisarts. So whenever you have medical, first you should consult the Huisarts who is linked with TU/e and then he will suggest other practitioners if necessary		The student doctor, or general practitioner (in Dutch: “studentenhuisarts”) gives full medical assistance according to the standards set for the practice of medicine by doctors in the Netherlands. EU students will have their own country insurance which could be used. But they should know the limitations of their insurance and get it cleared from ESA (education and student affairs at TU/e) whether they need to apply for a student AON insurance. For students who has ICS complete- the one given from Tu/e, almost all the practitioners can be consulted for free with exceptions like orthopedist, dermatologist, Dentist. After you receive the Insurance form from ESA, it is mandatory to register your name in the TU/e for the Huisarts. So whenever you have medical, first you should consult the Huisarts who is linked with TU/e and then he will suggest other practitioners if necessary

	'''Important notice: Ambulances are very expensive (easily € 900) so if you can go to the hospital with a taxi, this is heavily advised. '''		'''Important notice: Ambulances are very expensive (easily € 900) so if you can go to the hospital with a taxi, this is heavily advised. '''

imported>Piona7: /* General Information */

2018-05-23T20:32:06Z

General Information

← Older revision		Revision as of 20:32, 23 May 2018
Line 6:		Line 6:

	To register to a GP you have to have some health insurance, as they will ask for this. They also will ask for your "burger service nummer" (BSN) which is your "citizen service number". More about this in [[BSN]]		To register to a GP you have to have some health insurance, as they will ask for this. They also will ask for your "burger service nummer" (BSN) which is your "citizen service number". More about this in [[BSN]]

			The student doctor, or general practitioner (in Dutch: “studentenhuisarts”) gives full medical assistance according to the standards set for the practice of medicine by doctors in the Netherlands. EU students will have their own country insurance which could be used. But they should know the limitations of their insurance and get it cleared from STU whether they need to apply for a student AON insurance. For students who has ICS complete- the one given from Tu/e, almost all the practitioners can be consulted for free with exceptions like orthopedist, dermatologist, Dentist. After you receive the Insurance form from STU, it is mandatory to register your name in the TU/e for the Huisarts. So whenever you have medical, first you should consult the Huisarts who is linked with TU/e and then he will suggest other practitioners if necessary

	'''Important notice: Ambulances are very expensive (easily € 900) so if you can go to the hospital with a taxi, this is heavily advised. '''		'''Important notice: Ambulances are very expensive (easily € 900) so if you can go to the hospital with a taxi, this is heavily advised. '''

← Older revision		Revision as of 14:00, 10 March 2020
Line 1:		Line 1:
	In this section everything about the dutch health care system ~~are told~~. The information can be overwhelming, but before you go into the details, it is good to know the basic idea:		In this section everything about the dutch health care system is explained. The information can be overwhelming, but before you go into the details, it is good to know the basic idea:

	You need to register to a general practitioner (GP) (in dutch: ~~Huisart~~) before you can visit a doctor. TU/e ~~suggest~~ AON insurance. AON insurance is one that NON EU-students who have no part time job can get for a good deal. EU citizens can use their own country's insurance, as it is valid within EU (but do check limitations of your own insurance and check ~~from~~ Education and Student Affairs ([https://www.tue.nl/en/university/about-the-university/organization/support-services/education-and-student-affairs/ ESA]) if you have to apply for AON insurance also). ICS complete- the one given from Tu/e, almost all ~~the~~ practitioners can be consulted for free with exceptions ~~like~~ orthopedist, dermatologist~~, Dentist~~. After you receive the Insurance form from ESA, it is mandatory to register your name in the TU/e for the Huisarts.		You need to register with a general practitioner (GP) (in dutch: Huisarts) before you can visit a doctor. The TU/e suggests AON insurance. AON insurance is one that NON EU-students who have no part-time job can get for a good deal. EU citizens can use their own country's insurance, as it is valid within the EU (but do check the limitations of your own insurance and check with Education and Student Affairs ([https://www.tue.nl/en/university/about-the-university/organization/support-services/education-and-student-affairs/ ESA]) if you have to apply for AON insurance also). By taking out the ICS complete AON insurance package (the one given from the TU/e), almost all practitioners can be consulted for free with exceptions such as the orthopedist, dermatologist and dentist. After you receive the Insurance form from ESA, it is mandatory to register your name in the TU/e for the Huisarts.

	If you become ill and you have not registered to a GP, you cannot visit a doctor before you have been registered. Some GPs are full and decline to ~~have~~ more patients. If you need a specialist, you first have to go to the GP and get a reference from them to the specialist. To go to the hospital for some special case, you also need a reference from you GP. This means you really need your GP for (nearly) any health service. In emergencies you can visit the emergency room, just make sure you have your insurance card (or papers) with you and your ID.		If you become ill and you have not registered with a GP, you cannot visit a doctor before you have been registered. Some GPs are full and decline to accept more patients. If you need a specialist, you first have to go to the GP and get a reference from them to the specialist. To go to the hospital for some special case, you also need a reference from you GP. This means you really need your GP for (nearly) any health service. In emergencies you can visit the emergency room; just make sure you have your insurance card (or papers) with you and your ID.

	To register to a GP you have to have ~~some~~ health insurance, as they will ask for this. They also will ask for your "~~burger service nummer~~" ([[BSN]]) which is your "citizen service number". More about this in [[BSN]]. Insurances differ depending if you are working or only studying, more can be read in the later sections of this page.		To register with a GP you have to have health insurance, as they will ask for this. They also will ask for your "Burger Service Nummer" ([[BSN]]) which is your "citizen service number". More about this in [[BSN]]. Insurances differ depending on if you are working or only studying, about which more can be read in the later sections of this page.

	'''Important notice: Ambulances are very expensive (easily € 900) so if you can go to the hospital with a taxi, this is heavily advised. '''		'''Important notice: Ambulances are very expensive (easily € 900) so if you can go to the hospital with a taxi, this is heavily advised. '''
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	=== Emergency Numbers ===		=== Emergency Numbers ===
	General emergency number: 112		General emergency number: 112
	*Call this in case you need police or medical emergency		* Call this in case you need the police or there is a medical emergency
	If you need a police but it is not an emergency: 0 900 8844		If you need the police but it is not an emergency: 0 900 8844
	* Crimes can be reported also online.		* Crimes can be reported also online.

	==General Practitioner: Huisarts==		==General Practitioner: Huisarts==

	When you arrive to the Netherlands, you will receive a [[BSN]] (burger service nummer) and you need to get a health insurance unless the one you already have is applicable. You will need these in order to register for a GP (dutch: Huisarts", meaning: "home doctor"). You need to be registered to a GP in order to visit a doctor. Some GP's can be full and will decline having more patients, but this is rare.		When you arrive in the Netherlands, you will receive a [[BSN]] (burger service nummer) and you need to get a health insurance unless the one you already have is applicable. You will need these in order to register for a GP (dutch: Huisarts", meaning: "home doctor"). You need to be registered to a GP in order to visit a doctor. Some GP's can be full and will decline having more patients, but this is rare.

	In case you need a specialist doctor, you first have to go to your GP who will evaluate if you need a specialist. ~~They also~~ give you a reference to the specialist.		In case you need a specialist doctor, you first have to go to your GP who will evaluate if you need a specialist. If so, they will give you a reference which you can take with you to the specialist.

	You have to make an appointment before going to the doctor. This is usually done online.		You have to make an appointment before going to the doctor. This is usually done online.
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	=== How to register for a General Practitioner ===		=== How to register for a General Practitioner ===

	You mostly can (and have to) register online via their website. You usually have to finalize registration at the GP.		You mostly can (and have to) register online via their website. You usually have to finalize the registration at the GP.

	=== Where to register for a General Practitioner ===		=== Where to register for a General Practitioner ===
	Dutch people are good in English, so you do not need to worry about the language when choosing your GP (huisarts) location. ~~Easiest~~ way is to ~~put to google maps~~ or search "~~Huisart~~ Eindhoven", or "General practitioner Eindhoven" and check the ones closest to your (future) home.		Dutch people are good in English, so you do not need to worry about the language when choosing your GP (huisarts) location. The easiest way is to have a look on Google Maps or search "Huisarts Eindhoven", or "General practitioner Eindhoven" and check the ones closest to your (future) home.

	== Travel vaccinations==		== Travel vaccinations==
	If you need a vaccination for ~~traveling~~ to another country, you need to make a reservation for [https://www.ggdreisvaccinaties.nl/ GGD]. Your GP is not the one who gives travel vaccinations. You need your [[BSN]] and ID when going to your appointment. Appointments are done on GGD website.		If you need a vaccination for travelling to another country, you need to make a reservation for [https://www.ggdreisvaccinaties.nl/ GGD]. Your GP is not the one who gives travel vaccinations. You need your [[BSN]] and ID when going to your appointment. Appointments are done on the GGD website.

	==Dentist==		==Dentist==
	They are usually good enough in English, so you do not need to worry about the language when choosing ~~you~~ dentist. You need to register to a dentist (dutch: tandarts, meaning "~~teeth~~ doctor") before you can make appointments. This is done online, and to find a dentist you can google search "tandarts/dentist Eindhoven".		They are usually good enough in English, so you do not need to worry about the language when choosing your dentist. You need to register with a dentist (dutch: tandarts, meaning "tooth doctor") before you can make appointments. This is done online, and to find a dentist you can google search "tandarts/dentist Eindhoven".

	Dentist can be under your insurance, but check this beforehand. Dutch people usually go every 6 months to the dentist.		Dentist can be under your insurance, but check this beforehand. Dutch people usually go every 6 months to the dentist.

	You can reserve a time for a basic check up. In case you have a ~~hole~~, or any other complication, you usually have to make another appointment for fixing it.		You can reserve a time for a basic check up. In case you have a cavity, or any other complication, you usually have to make another appointment for fixing it.

	Have your insurance card (or paper), [[BSN]] number and ID with you.		Have your insurance card (or paper), [[BSN]] number and ID with you.

	==Hospitals==		==Hospitals==
	If you need ~~some~~ expertise that ~~are~~ offered in ~~Hospitals~~, you usually have to get a reference from your GP (Huisarts). However, if you have an emergency, you can go to the emergency section in the Hospital.		If you need expertise that is offered in hospitals, you usually have to get a reference from your GP (Huisarts). However, if you have an emergency, you can go to the emergency section in the Hospital.

	There is one important thing that you have to keep in mind though. If you have a ''Dutch Basic Health Insurance'' (more information about this is [https://www.studenten-zorgverzekeringen.nl/en/basic-healthcare-insurance.html here]), your insurance company has different contracts with ~~Hospitals~~. Hospitals and ~~Insurance~~ companies make deals with each other. Some insurance companies do not have deals with all hospitals in the Netherlands or Eindhoven. This means that if you go to a hospital which does NOT have a deal with your insurance company, you are not insured there. To prevent this from happening, make sure to consult the ~~Insurance~~ company you are planning to be with for Dutch Basic Health Insurance if they cover all hospitals in Eindhoven. If you have insurance from your own country (EU only), then you can go to any hospital and you are insured.		There is one important thing that you have to keep in mind though. If you have a ''Dutch Basic Health Insurance'' (more information about this [https://www.studenten-zorgverzekeringen.nl/en/basic-healthcare-insurance.html here]), your insurance company has different contracts with hospitals. Hospitals and insurance companies make deals with each other. Some insurance companies do not have deals with all hospitals in the Netherlands or Eindhoven. This means that if you go to a hospital which does NOT have a deal with your insurance company, you are not insured there. To prevent this from happening, make sure to consult the insurance company you are planning to be with for Dutch Basic Health Insurance if they cover all hospitals in Eindhoven. If you have insurance from your own country (EU only), then you can go to any hospital and you are insured.

	Ambulances cost a lot of money in the Netherlands. It can easily cost €900 to get a ride to the hospital. Sometimes this can be crucial and necessary. But in case you do not feel that you need an ambulance, it is recommended to order a taxi to the closest hospital.		Ambulances cost a lot of money in the Netherlands. It can easily cost €900 to get a ride to the hospital. Sometimes this can be crucial and necessary. But in case you do not feel that you need an ambulance, it is recommended to order a taxi to the closest hospital.
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	===Zorgtoeslag===		===Zorgtoeslag===
	Dutch Basic Health Insurance typically costs around €90-120 a month, depending on your contract. As this is a lot of money for a poor student, Dutch Government ~~gives Healthcare~~ allowance "Zorgtoeslag" of around €80-90 at max per month. This covers nearly all of your insurance costs. There are rules for ~~those~~ who can apply for this Zorgtoeslag. More details about Zorgotoeslag can be found [https://www.studenten-zorgverzekeringen.nl/en/healthcare-allowance.html here].		Dutch Basic Health Insurance typically costs around €90-120 a month, depending on your contract. As this is a lot of money for a poor student, the Dutch Government offers a healthcare allowance "Zorgtoeslag" of around €80-90 at max per month. This covers nearly all of your insurance costs. There are rules for who can apply for this Zorgtoeslag. More details about Zorgotoeslag can be found [https://www.studenten-zorgverzekeringen.nl/en/healthcare-allowance.html here].

	To ~~get Zorgtoeslag~~ you ~~need (source:~~[https://www.studenten-zorgverzekeringen.nl/en/healthcare-allowance.html ~~website~~])		To be eligible for 'zorgtoeslag' you must meet the following requirements [https://www.studenten-zorgverzekeringen.nl/en/healthcare-allowance.html]:

	*You are obliged to take out a basic healthcare insurance in the Netherlands		* You are obliged to take out a basic healthcare insurance in the Netherlands
	*You need to have a citizen service number (Burger Service Nummer ([[BSN]]))		* You need to have a citizen service number (Burger Service Nummer ([[BSN]]))
	*You need to have the Dutch nationality or residence permit (If you don’t have a residence permit you can contact the Dutch immigration authorities (IND))		* You need to have the Dutch nationality or residence permit (If you don’t have a residence permit you can contact the Dutch immigration authorities (IND))
	*You must be 18 years or older;		* You must be 18 years or older;
	*Your income can’t be higher than € 27.012 a year.		* Your income can’t be higher than € 27.012 a year.
	*If you apply online for Zorgtoeslag: you need DigiD. This you receive/make when you arrive to the Netherlands.		* If you apply online for Zorgtoeslag: you need DigiD. This you receive/make when you arrive to the Netherlands.

	Check the [https://www.studenten-zorgverzekeringen.nl/en/student-health-insurance.html Health insurance website] for more information.		Check the [https://www.studenten-zorgverzekeringen.nl/en/student-health-insurance.html Health insurance website] for more information.